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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,306 | $135,956+42.2% | $123,894+56.0% | $273,972-29.4% |
| Participation rate | 81.3% | 84.1%-2.8pp | 81.4%-0.2pp | 83.0%-1.8pp |
| Annual return | 8.29% | 56.63%-48.3pp | 47.52%-39.2pp | 41.46%-33.2pp |
| Employer contribution / active EE | $3,659 | $5,170-29.2% | $4,617-20.8% | $4,869-24.9% |
| Participant deferral / active EE | $6,419 | $6,343+1.2% | $5,984+7.3% | $5,287+21.4% |
| Admin fee / account holder | $10,327 | $9,817+5.2% | $8,357+23.6% | $10,133+1.9% |