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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,240 | $154,228+41.5% | $145,433+50.1% | $137,256+59.0% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 16.31% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $4,014 | $4,804-16.4% | $4,554-11.9% | $4,156-3.4% |
| Participant deferral / active EE | $11,293 | $8,216+37.5% | $7,897+43.0% | $6,407+76.3% |
| Admin fee / account holder | $53,735 | $14,344+274.6% | $13,129+309.3% | $12,270+337.9% |