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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,240 | $196,972+10.8% | $182,262+19.7% | $198,609+9.9% |
| Participation rate | 95.7% | 85.7%+10.0pp | 84.2%+11.4pp | 82.4%+13.3pp |
| Annual return | 16.31% | 158.27%-142.0pp | 140.60%-124.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $4,014 | $5,364-25.2% | $5,046-20.4% | $5,055-20.6% |
| Participant deferral / active EE | $11,293 | $8,643+30.7% | $8,276+36.5% | $6,977+61.9% |
| Admin fee / account holder | $53,735 | $18,429+191.6% | $16,712+221.5% | $19,030+182.4% |