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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,240 | $162,136+34.6% | $152,301+43.3% | $154,746+41.0% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 16.31% | 91.02%-74.7pp | 80.50%-64.2pp | 172.34%-156.0pp |
| Employer contribution / active EE | $4,014 | $4,890-17.9% | $4,624-13.2% | $4,379-8.3% |
| Participant deferral / active EE | $11,293 | $8,341+35.4% | $8,004+41.1% | $6,730+67.8% |
| Admin fee / account holder | $53,735 | $15,759+241.0% | $14,398+273.2% | $14,365+274.1% |