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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $566,844 | $115,903+389.1% | $100,528+463.9% | $158,966+256.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 0.32% | 34.80%-34.5pp | 30.90%-30.6pp | 302.95%-302.6pp |
| Employer contribution / active EE | $22,020 | $4,105+436.4% | $3,419+544.1% | $4,762+362.4% |
| Participant deferral / active EE | $18,850 | $6,677+182.3% | $6,271+200.6% | $5,983+215.1% |
| Admin fee / account holder | $190 | $11,000-98.3% | $8,084-97.7% | $11,250-98.3% |