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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,875 | $183,592+0.7% | $155,574+18.8% | $145,877+26.7% |
| Participation rate | 68.8% | 82.7%-13.9pp | 78.2%-9.5pp | 80.3%-11.6pp |
| Annual return | 14.13% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $3,203 | $5,317-39.8% | $4,676-31.5% | $4,663-31.3% |
| Participant deferral / active EE | $7,544 | $6,466+16.7% | $5,629+34.0% | $6,691+12.8% |
| Admin fee / account holder | $3,892 | $19,316-79.9% | $15,914-75.5% | $13,402-71.0% |