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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,240 | $167,353-28.7% | $143,797-17.1% | $134,545-11.4% |
| Participation rate | 64.7% | 84.8%-20.1pp | 80.3%-15.6pp | 81.2%-16.5pp |
| Annual return | -19.39% | 0.48%-19.9pp | -0.04%-19.3pp | 418.37%-437.8pp |
| Employer contribution / active EE | $2,317 | $5,620-58.8% | $4,952-53.2% | $4,742-51.1% |
| Participant deferral / active EE | $5,535 | $6,447-14.1% | $5,638-1.8% | $6,401-13.5% |
| Admin fee / account holder | $2,266 | $18,096-87.5% | $14,679-84.6% | $11,431-80.2% |