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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,574 | $156,398+74.9% | $147,318+85.7% | $138,895+97.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 9.66% | 78.75%-69.1pp | 70.43%-60.8pp | 145.39%-135.7pp |
| Employer contribution / active EE | $6,136 | $4,853+26.4% | $4,593+33.6% | $4,194+46.3% |
| Participant deferral / active EE | $7,178 | $8,237-12.9% | $7,906-9.2% | $6,396+12.2% |
| Admin fee / account holder | $107,090 | $14,976+615.1% | $13,708+681.2% | $12,562+752.5% |