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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,876 | $132,634+65.0% | $115,768+89.1% | $137,256+59.5% |
| Participation rate | 72.7% | 77.9%-5.1pp | 74.4%-1.7pp | 80.0%-7.2pp |
| Annual return | 14.57% | 160.70%-146.1pp | 100.46%-85.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,888 | $3,360-43.8% | $2,940-35.8% | $4,156-54.6% |
| Participant deferral / active EE | $4,555 | $5,619-18.9% | $4,917-7.4% | $6,407-28.9% |
| Admin fee / account holder | $26,747 | $15,028+78.0% | $12,439+115.0% | $12,270+118.0% |