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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $9,014 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $6,558 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $3,982 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,326 | $73,019-51.6% | $90,766-61.1% | $68,490-48.4% |
| Participation rate | 85.5% | 70.8%+14.7pp | 75.7%+9.8pp | 67.9%+17.6pp |
| Annual return | -12.71% | -13.81%+1.1pp | -12.16%-0.6pp | -7.85%-4.9pp |
| Employer contribution / active EE | $566 | $2,193-74.2% | $2,922-80.6% | $2,597-78.2% |
| Participant deferral / active EE | $2,878 | $3,626-20.6% | $4,565-36.9% | $4,028-28.5% |
| Admin fee / account holder | $196 | $5,897-96.7% | $8,446-97.7% | $5,403-96.4% |