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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,325 | $176,120+171.0% | $159,487+199.3% | $167,553+184.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.81% | 331.95%-322.1pp | 263.71%-253.9pp | 478.89%-469.1pp |
| Employer contribution / active EE | $11,215 | $5,299+111.6% | $4,831+132.1% | $4,840+131.7% |
| Participant deferral / active EE | $20,492 | $7,752+164.3% | $7,354+178.7% | $6,343+223.1% |
| Admin fee / account holder | $16,154 | $12,561+28.6% | $10,804+49.5% | $12,316+31.2% |