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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,915 | $157,304+118.0% | $141,197+142.9% | $152,909+124.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 26.09% | 64.34%-38.3pp | 71.41%-45.3pp | 345.46%-319.4pp |
| Employer contribution / active EE | $10,824 | $5,263+105.7% | $4,736+128.5% | $4,764+127.2% |
| Participant deferral / active EE | $13,181 | $7,111+85.4% | $6,710+96.4% | $5,851+125.3% |
| Admin fee / account holder | $30,867 | $12,126+154.6% | $10,265+200.7% | $11,601+166.1% |