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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,543 | $134,001-78.7% | $112,258-74.6% | $134,509-78.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.37% | 47.15%-64.5pp | 27.47%-44.8pp | 418.13%-435.5pp |
| Employer contribution / active EE | $2,654 | $4,039-34.3% | $3,636-27.0% | $4,741-44.0% |
| Participant deferral / active EE | $574 | $5,291-89.1% | $4,728-87.9% | $6,400-91.0% |
| Admin fee / account holder | $4,294 | $7,491-42.7% | $6,411-33.0% | $11,427-62.4% |