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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,805 | $49,177+37.9% | $79,466-14.7% | $64,173+5.7% |
| Participation rate | 66.7% | 65.0%+1.6pp | 73.3%-6.7pp | 69.6%-2.9pp |
| Annual return | -7.74% | -1.16%-6.6pp | 718.28%-726.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $2,291 | $2,076+10.4% | $2,800-18.2% | $2,381-3.8% |
| Participant deferral / active EE | $4,798 | $2,821+70.0% | $3,704+29.5% | $3,470+38.3% |
| Admin fee / account holder | $4,600 | $3,839+19.8% | $5,104-9.9% | $4,887-5.9% |