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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,993 | $184,000-50.5% | $162,185-43.9% | $152,909-40.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 13.91% | 150.80%-136.9pp | 115.61%-101.7pp | 345.46%-331.6pp |
| Employer contribution / active EE | $2,360 | $6,370-62.9% | $5,613-58.0% | $4,764-50.5% |
| Participant deferral / active EE | $4,192 | $8,033-47.8% | $7,297-42.5% | $5,851-28.4% |
| Admin fee / account holder | $12,672 | $13,124-3.4% | $10,844+16.9% | $11,601+9.2% |