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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,543 | $160,059-45.9% | $140,019-38.2% | $135,380-36.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -4.18% | 911.48%-915.7pp | 651.17%-655.4pp | 519.81%-524.0pp |
| Employer contribution / active EE | $2,302 | $6,420-64.1% | $5,605-58.9% | $4,779-51.8% |
| Participant deferral / active EE | $3,887 | $7,641-49.1% | $6,927-43.9% | $5,609-30.7% |
| Admin fee / account holder | $4,639 | $13,328-65.2% | $10,705-56.7% | $10,828-57.2% |