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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,761 | $63,365-35.7% | $91,994-55.7% | $72,975-44.1% |
| Participation rate | 73.4% | 72.5%+0.9pp | 78.6%-5.2pp | 69.5%+3.9pp |
| Annual return | 25.60% | 35.35%-9.7pp | 69.04%-43.4pp | 81.01%-55.4pp |
| Employer contribution / active EE | $1,381 | $2,116-34.7% | $3,453-60.0% | $2,440-43.4% |
| Participant deferral / active EE | $2,348 | $4,883-51.9% | $5,924-60.4% | $3,608-34.9% |
| Admin fee / account holder | $2,865 | $4,670-38.6% | $7,744-63.0% | $5,124-44.1% |