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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,337 | $62,586-18.0% | $76,766-33.1% | $64,181-20.0% |
| Participation rate | 62.5% | 72.8%-10.3pp | 77.0%-14.5pp | 69.6%-7.1pp |
| Annual return | -6.26% | -1.95%-4.3pp | 2.43%-8.7pp | 7.63%-13.9pp |
| Employer contribution / active EE | $876 | $1,832-52.2% | $2,485-64.8% | $2,381-63.2% |
| Participant deferral / active EE | $2,737 | $3,145-13.0% | $3,851-28.9% | $3,470-21.1% |
| Admin fee / account holder | $1,359 | $4,667-70.9% | $6,675-79.6% | $4,887-72.2% |