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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.10+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $14,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,808 | $38,460-14.7% | $97,032-66.2% | $65,191-49.7% |
| Participation rate | 17.4% | 23.6%-6.2pp | 71.6%-54.1pp | 63.0%-45.6pp |
| Annual return | 9.53% | 78.38%-68.9pp | 35.38%-25.8pp | 51.24%-41.7pp |
| Employer contribution / active EE | $0 | $532-100.0% | $2,629-100.0% | $2,400-100.0% |
| Participant deferral / active EE | $1,186 | $957+23.9% | $4,672-74.6% | $2,671-55.6% |
| Admin fee / account holder | $98 | $2,414-95.9% | $9,418-99.0% | $907-89.1% |