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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,746 | $76,551-53.3% | $123,894-71.1% | $62,881-43.2% |
| Participation rate | 93.1% | 73.0%+20.1pp | 81.4%+11.7pp | 69.3%+23.8pp |
| Annual return | 18.46% | 18.68%-0.2pp | 47.52%-29.1pp | 20.14%-1.7pp |
| Employer contribution / active EE | $1,641 | $2,882-43.1% | $4,617-64.5% | $2,281-28.0% |
| Participant deferral / active EE | $2,834 | $4,840-41.4% | $5,984-52.6% | $3,203-11.5% |
| Admin fee / account holder | $2,309 | $4,826-52.1% | $8,357-72.4% | $4,296-46.2% |