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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,992 | $156,398-6.7% | $147,318-0.9% | $138,895+5.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.29% | 78.75%-61.5pp | 70.43%-53.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $6,167 | $4,853+27.1% | $4,593+34.3% | $4,194+47.0% |
| Participant deferral / active EE | $16,693 | $8,237+102.7% | $7,906+111.1% | $6,396+161.0% |
| Admin fee / account holder | $17,096 | $14,976+14.2% | $13,708+24.7% | $12,562+36.1% |