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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,097 | $176,077-14.8% | $159,455-5.9% | $167,518-10.4% |
| Participation rate | 82.6% | 84.9%-2.3pp | 82.8%-0.2pp | 82.1%+0.5pp |
| Annual return | 12.34% | 331.83%-319.5pp | 263.63%-251.3pp | 478.71%-466.4pp |
| Employer contribution / active EE | $2,918 | $5,298-44.9% | $4,830-39.6% | $4,838-39.7% |
| Participant deferral / active EE | $6,753 | $7,751-12.9% | $7,353-8.2% | $6,342+6.5% |
| Admin fee / account holder | $10,531 | $12,556-16.1% | $10,800-2.5% | $12,312-14.5% |