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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,004 | $162,136-9.9% | $152,301-4.1% | $154,746-5.6% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 11.32% | 91.02%-79.7pp | 80.50%-69.2pp | 172.34%-161.0pp |
| Employer contribution / active EE | $2,369 | $4,890-51.6% | $4,624-48.8% | $4,379-45.9% |
| Participant deferral / active EE | $1,789 | $8,341-78.6% | $8,004-77.7% | $6,730-73.4% |
| Admin fee / account holder | $78,974 | $15,759+401.1% | $14,398+448.5% | $14,365+449.8% |