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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,973 | $157,304+9.3% | $141,197+21.8% | $152,909+12.5% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 14.26% | 64.34%-50.1pp | 71.41%-57.1pp | 345.46%-331.2pp |
| Employer contribution / active EE | $9,210 | $5,263+75.0% | $4,736+94.5% | $4,764+93.3% |
| Participant deferral / active EE | $1,018 | $7,111-85.7% | $6,710-84.8% | $5,851-82.6% |
| Admin fee / account holder | $12,633 | $12,126+4.2% | $10,265+23.1% | $11,601+8.9% |