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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,296 | $106,247-22.5% | $96,515-14.7% | $139,466-41.0% |
| Participation rate | 91.3% | 77.8%+13.5pp | 74.3%+17.0pp | 80.3%+11.0pp |
| Annual return | 18.81% | 38.47%-19.7pp | 35.73%-16.9pp | 373.66%-354.9pp |
| Employer contribution / active EE | $1,577 | $4,106-61.6% | $3,740-57.8% | $4,754-66.8% |
| Participant deferral / active EE | $4,258 | $5,456-22.0% | $4,880-12.7% | $6,712-36.6% |
| Admin fee / account holder | $5,199 | $7,885-34.1% | $6,735-22.8% | $11,409-54.4% |