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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,588 | $133,981-46.6% | $112,249-36.2% | $134,532-46.8% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.1%+12.4pp | 81.2%+6.3pp |
| Annual return | -18.23% | 47.16%-65.4pp | 27.48%-45.7pp | 418.27%-436.5pp |
| Employer contribution / active EE | $648 | $4,040-84.0% | $3,636-82.2% | $4,741-86.3% |
| Participant deferral / active EE | $3,448 | $5,292-34.8% | $4,729-27.1% | $6,401-46.1% |
| Admin fee / account holder | $2,372 | $7,492-68.3% | $6,412-63.0% | $11,429-79.2% |