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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,562 | $129,737-29.4% | $119,126-23.1% | $154,746-40.8% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 16.66% | 379.08%-362.4pp | 282.11%-265.5pp | 172.34%-155.7pp |
| Employer contribution / active EE | $1,606 | $4,375-63.3% | $4,034-60.2% | $4,379-63.3% |
| Participant deferral / active EE | $4,462 | $5,842-23.6% | $5,318-16.1% | $6,730-33.7% |
| Admin fee / account holder | $17,690 | $11,961+47.9% | $10,693+65.4% | $14,365+23.1% |