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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,508 | $106,267-81.6% | $96,520-79.8% | $139,456-86.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.90% | 38.45%-34.5pp | 35.72%-31.8pp | 373.45%-369.5pp |
| Employer contribution / active EE | $1,515 | $4,105-63.1% | $3,739-59.5% | $4,753-68.1% |
| Participant deferral / active EE | $15,318 | $5,454+180.8% | $4,879+214.0% | $6,711+128.2% |
| Admin fee / account holder | $44,127 | $7,882+459.8% | $6,733+555.4% | $11,407+286.8% |