Retirement plan

PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN

Name: PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. - PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN, PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC.

PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC.EIN 23-2894149Plan #001PY 2022

223 FOURTH AVENUE, SUITE 150 - PITTSBURGH, PA 15222412-391-3500LinkedIn11-50 employeesreal estate

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1M

-6.0% from 2021

Total participants

+5.9% from 2021

Average account balance

$60,682

-22.6% from 2021

Annual return

-13.67%

-26.26 pp from 2021

Benchmarks

See 18,482 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort18,482 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$109K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

133.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$76K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8856

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$7K

$495 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.720%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,682

$190,862-68.2%

$159,991-62.1%

$134,509-54.9%

Participation rate

93.3%

82.0%+11.4pp

78.0%+15.4pp

81.2%+12.1pp

Annual return

-13.67%

552.59%-566.3pp

408.82%-422.5pp

418.13%-431.8pp

Employer contribution / active EE

$1,897

$4,995-62.0%

$4,225-55.1%

$4,741-60.0%

Participant deferral / active EE

$4,089

$6,924-40.9%

$6,183-33.9%

$6,400-36.1%

Admin fee / account holder

$437

$10,495-95.8%

$8,715-95.0%

$11,427-96.2%

PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PENNSYLVANIA COMMERCIAL MANAGEMENT SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion