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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,083 | $65,395+22.5% | $182,531-56.1% | $72,983+9.7% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 21.43% | 27.68%-6.3pp | 148.57%-127.1pp | 81.01%-59.6pp |
| Employer contribution / active EE | $7,078 | $1,911+270.3% | $4,075+73.7% | $2,440+190.1% |
| Participant deferral / active EE | $6,660 | $3,563+86.9% | $5,525+20.5% | $3,608+84.6% |
| Admin fee / account holder | $644 | $4,245-84.8% | $8,593-92.5% | $5,124-87.4% |