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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,473 | $124,336-27.2% | $111,303-18.7% | $167,518-46.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 6.27% | 37.45%-31.2pp | 54.66%-48.4pp | 478.71%-472.4pp |
| Employer contribution / active EE | $9,850 | $3,436+186.6% | $2,731+260.6% | $4,838+103.6% |
| Participant deferral / active EE | $3,488 | $5,181-32.7% | $4,487-22.3% | $6,342-45.0% |
| Admin fee / account holder | $1,758 | $10,623-83.5% | $7,966-77.9% | $12,312-85.7% |