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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,318 | $65,364-56.7% | $92,909-69.5% | $72,975-61.2% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 22.08% | 42.11%-20.0pp | 109.44%-87.4pp | 81.01%-58.9pp |
| Employer contribution / active EE | $5,619 | $2,594+116.6% | $3,653+53.8% | $2,440+130.3% |
| Participant deferral / active EE | $809 | $3,128-74.1% | $4,238-80.9% | $3,608-77.6% |
| Admin fee / account holder | $1,658 | $4,251-61.0% | $5,795-71.4% | $5,124-67.6% |