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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,122 | $57,352-63.2% | $83,831-74.8% | $64,173-67.1% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -10.14% | 11.38%-21.5pp | 850.99%-861.1pp | 7.63%-17.8pp |
| Employer contribution / active EE | $7,045 | $2,546+176.8% | $3,631+94.0% | $2,381+195.9% |
| Participant deferral / active EE | $731 | $2,993-75.6% | $4,082-82.1% | $3,470-78.9% |
| Admin fee / account holder | $2,773 | $4,046-31.5% | $5,479-49.4% | $4,887-43.3% |