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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,697 | $79,955-29.1% | $98,461-42.4% | $75,173-24.6% |
| Participation rate | 70.0% | 70.4%-0.4pp | 75.2%-5.2pp | 67.2%+2.8pp |
| Annual return | 14.49% | 19.75%-5.3pp | 21.17%-6.7pp | 160.72%-146.2pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,063 | $3,752+8.3% | $4,738-14.2% | $4,126-1.5% |
| Admin fee / account holder | $8,046 | $6,841+17.6% | $8,961-10.2% | $5,651+42.4% |