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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,876 | $76,371-62.2% | $93,621-69.2% | $72,976-60.4% |
| Participation rate | 82.9% | 71.8%+11.1pp | 75.8%+7.0pp | 69.5%+13.4pp |
| Annual return | 22.91% | 25.82%-2.9pp | 32.76%-9.9pp | 81.02%-58.1pp |
| Employer contribution / active EE | $300 | $2,276-86.8% | $2,719-89.0% | $2,440-87.7% |
| Participant deferral / active EE | $3,493 | $3,538-1.3% | $4,070-14.2% | $3,608-3.2% |
| Admin fee / account holder | $313 | $6,839-95.4% | $7,890-96.0% | $5,124-93.9% |