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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,936 | $77,460+74.2% | $100,378+34.4% | $80,925+66.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 14.44% | 37.24%-22.8pp | 49.41%-35.0pp | 35.65%-21.2pp |
| Employer contribution / active EE | $1,826 | $2,801-34.8% | $3,942-53.7% | $2,756-33.8% |
| Participant deferral / active EE | $9,841 | $6,818+44.3% | $8,087+21.7% | $4,299+128.9% |
| Admin fee / account holder | $19,815 | $5,887+236.6% | $7,899+150.9% | $6,940+185.5% |