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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,806 | $77,157+13.8% | $108,405-19.0% | $85,847+2.3% |
| Participation rate | 96.1% | 74.7%+21.4pp | 80.1%+15.9pp | 69.3%+26.8pp |
| Annual return | 12.07% | 44.55%-32.5pp | 905.55%-893.5pp | 318.61%-306.5pp |
| Employer contribution / active EE | $2,614 | $2,379+9.9% | $3,559-26.5% | $2,565+1.9% |
| Participant deferral / active EE | $6,361 | $5,567+14.3% | $6,563-3.1% | $3,952+60.9% |
| Admin fee / account holder | $12,676 | $5,174+145.0% | $7,297+73.7% | $6,261+102.5% |