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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,936 | $77,523+74.1% | $100,383+34.4% | $80,874+66.8% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 14.44% | 37.21%-22.8pp | 49.26%-34.8pp | 35.62%-21.2pp |
| Employer contribution / active EE | $1,826 | $2,801-34.8% | $3,944-53.7% | $2,756-33.8% |
| Participant deferral / active EE | $9,841 | $6,822+44.3% | $8,086+21.7% | $4,297+129.0% |
| Admin fee / account holder | $19,815 | $5,899+235.9% | $7,900+150.8% | $6,935+185.7% |