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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,934 | $75,541+297.0% | $152,093+97.2% | $82,637+263.0% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.32% | 32.56%-18.2pp | 66.36%-52.0pp | 53.51%-39.2pp |
| Employer contribution / active EE | $2,572 | $2,622-1.9% | $4,175-38.4% | $2,552+0.8% |
| Participant deferral / active EE | $5,690 | $3,206+77.5% | $5,451+4.4% | $4,126+37.9% |
| Admin fee / account holder | $45,786 | $6,405+614.9% | $14,497+215.8% | $7,339+523.9% |