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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,154 | $73,459-64.4% | $178,449-85.3% | $74,400-64.8% |
| Participation rate | 66.9% | 66.6%+0.3pp | 77.1%-10.2pp | 67.2%-0.3pp |
| Annual return | 11.13% | 17.50%-6.4pp | 27.09%-16.0pp | 1367.51%-1356.4pp |
| Employer contribution / active EE | $2,105 | $2,219-5.1% | $3,951-46.7% | $2,624-19.8% |
| Participant deferral / active EE | $2,941 | $4,515-34.9% | $6,277-53.1% | $4,348-32.4% |
| Admin fee / account holder | $0 | $1,812-100.0% | $10,362-100.0% | $1,944-100.0% |