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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,804 | $105,861-35.0% | $90,756-24.2% | $134,509-48.8% |
| Participation rate | 53.3% | 78.2%-24.9pp | 75.7%-22.4pp | 81.2%-27.9pp |
| Annual return | -19.72% | -10.99%-8.7pp | -12.16%-7.6pp | 418.13%-437.9pp |
| Employer contribution / active EE | $1,320 | $3,463-61.9% | $2,922-54.8% | $4,741-72.2% |
| Participant deferral / active EE | $6,083 | $5,217+16.6% | $4,565+33.3% | $6,400-5.0% |
| Admin fee / account holder | $562 | $13,938-96.0% | $8,445-93.3% | $11,427-95.1% |