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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,400 | $110,278-56.1% | $95,740-49.4% | $139,466-65.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 12.15% | 27.19%-15.0pp | 28.41%-16.3pp | 373.66%-361.5pp |
| Employer contribution / active EE | $1,413 | $3,260-56.7% | $2,836-50.2% | $4,754-70.3% |
| Participant deferral / active EE | $3,284 | $4,674-29.7% | $4,244-22.6% | $6,712-51.1% |
| Admin fee / account holder | $420 | $6,613-93.7% | $5,676-92.6% | $11,409-96.3% |