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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,242 | $117,444-70.8% | $99,479-65.6% | $152,909-77.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 22.14% | 31.87%-9.7pp | 30.72%-8.6pp | 345.46%-323.3pp |
| Employer contribution / active EE | $2,195 | $3,014-27.2% | $2,540-13.6% | $4,764-53.9% |
| Participant deferral / active EE | $3,993 | $4,086-2.3% | $3,619+10.3% | $5,851-31.8% |
| Admin fee / account holder | $4,092 | $7,635-46.4% | $6,253-34.6% | $11,601-64.7% |