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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,820 | $73,955-5.6% | $96,520-27.7% | $75,181-7.1% |
| Participation rate | 71.2% | 66.4%+4.8pp | 74.3%-3.2pp | 67.2%+4.0pp |
| Annual return | 11.93% | 26.72%-14.8pp | 35.72%-23.8pp | 160.69%-148.8pp |
| Employer contribution / active EE | $2,407 | $2,930-17.9% | $3,739-35.6% | $2,671-9.9% |
| Participant deferral / active EE | $4,907 | $3,659+34.1% | $4,879+0.6% | $4,126+18.9% |
| Admin fee / account holder | $6,963 | $5,217+33.5% | $6,733+3.4% | $5,650+23.2% |