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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,263 | $95,406+460.0% | $185,849+187.5% | $85,847+522.3% |
| Participation rate | 93.9% | 68.8%+25.1pp | 81.7%+12.2pp | 69.3%+24.6pp |
| Annual return | 16.70% | 23.59%-6.9pp | 122.10%-105.4pp | 318.61%-301.9pp |
| Employer contribution / active EE | $19,265 | $3,314+481.4% | $5,169+272.7% | $2,565+651.0% |
| Participant deferral / active EE | $12,197 | $3,424+256.3% | $5,569+119.0% | $3,952+208.6% |
| Admin fee / account holder | $11,023 | $7,214+52.8% | $16,244-32.1% | $6,261+76.1% |