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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,384 | $91,198+380.7% | $178,503+145.6% | $79,856+449.0% |
| Participation rate | 98.9% | 69.2%+29.7pp | 81.9%+17.0pp | 69.6%+29.3pp |
| Annual return | 17.72% | 24.20%-6.5pp | 151.12%-133.4pp | 31.71%-14.0pp |
| Employer contribution / active EE | $19,280 | $3,257+492.0% | $5,011+284.7% | $2,471+680.2% |
| Participant deferral / active EE | $12,303 | $3,237+280.1% | $5,202+136.5% | $3,741+228.9% |
| Admin fee / account holder | $4,818 | $6,748-28.6% | $13,987-65.6% | $5,306-9.2% |