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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,305 | $108,285-90.5% | $77,552-86.7% | $158,982-93.5% |
| Participation rate | 70.6% | 64.4%+6.2pp | 54.2%+16.4pp | 82.0%-11.4pp |
| Annual return | 19.25% | 31.69%-12.4pp | 54.82%-35.6pp | 302.99%-283.7pp |
| Employer contribution / active EE | $162 | $1,325-87.8% | $987-83.6% | $4,763-96.6% |
| Participant deferral / active EE | $162 | $2,455-93.4% | $1,861-91.3% | $5,983-97.3% |
| Admin fee / account holder | $302 | $3,709-91.8% | $2,859-89.4% | $11,252-97.3% |