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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,725 | $34,316-74.6% | $74,722-88.3% | $72,975-88.0% |
| Participation rate | 60.0% | 42.4%+17.6pp | 54.5%+5.5pp | 69.5%-9.5pp |
| Annual return | 20.05% | 26.58%-6.5pp | 753.11%-733.1pp | 81.01%-61.0pp |
| Employer contribution / active EE | $373 | $692-46.1% | $1,084-65.6% | $2,440-84.7% |
| Participant deferral / active EE | $877 | $1,272-31.1% | $1,963-55.4% | $3,608-75.7% |
| Admin fee / account holder | $151 | $2,125-92.9% | $3,335-95.5% | $5,124-97.1% |