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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,764 | $56,197+2.8% | $67,652-14.6% | $59,633-3.1% |
| Participation rate | 65.9% | 71.5%-5.6pp | 75.7%-9.8pp | 68.7%-2.8pp |
| Annual return | -0.25% | 18508.10%-18508.4pp | 6625.40%-6625.6pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $614 | $1,615-62.0% | $2,266-72.9% | $2,203-72.1% |
| Participant deferral / active EE | $1,828 | $2,844-35.7% | $3,560-48.7% | $3,192-42.7% |
| Admin fee / account holder | $753 | $3,958-81.0% | $4,821-84.4% | $4,297-82.5% |