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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,439 | $167,362-4.1% | $143,799+11.6% | $134,532+19.3% |
| Participation rate | 70.0% | 84.8%-14.8pp | 80.3%-10.3pp | 81.2%-11.2pp |
| Annual return | -17.10% | 0.47%-17.6pp | -0.04%-17.1pp | 418.27%-435.4pp |
| Employer contribution / active EE | $390 | $5,620-93.1% | $4,952-92.1% | $4,741-91.8% |
| Participant deferral / active EE | $5,196 | $6,447-19.4% | $5,638-7.9% | $6,401-18.8% |
| Admin fee / account holder | $50,081 | $18,094+176.8% | $14,677+241.2% | $11,429+338.2% |