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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,467 | $180,459-47.1% | $154,108-38.1% | $135,380-29.5% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -4.10% | 888.21%-892.3pp | 735.21%-739.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $396 | $6,035-93.4% | $5,298-92.5% | $4,779-91.7% |
| Participant deferral / active EE | $4,957 | $5,806-14.6% | $5,081-2.4% | $5,609-11.6% |
| Admin fee / account holder | $21,688 | $16,145+34.3% | $13,411+61.7% | $10,828+100.3% |