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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,742 | $46,732+736.1% | $156,551+149.6% | $55,167+608.3% |
| Participation rate | 86.0% | 65.8%+20.2pp | 84.0%+2.0pp | 69.0%+17.0pp |
| Annual return | 0.92% | 17.72%-16.8pp | 32.23%-31.3pp | 169.23%-168.3pp |
| Employer contribution / active EE | $12,708 | $2,105+503.7% | $5,501+131.0% | $1,963+547.5% |
| Participant deferral / active EE | $0 | $2,204-100.0% | $4,871-100.0% | $3,054-100.0% |
| Admin fee / account holder | $51,730 | $418+12264.4% | $13,028+297.1% | $504+10165.8% |